Home Loan at Lowest Interest Rates
Compare home loan offers from 50+ banks and NBFCs. Get your dream home with flexible repayment options.
Interest rates starting from 8.75% p.a.
Loan amount up to ₹10 crores
Up to 90% of property value
Tenure up to 30 years
Balance transfer facility available
COMPARISON
Comparison Table
Institution | Interest Rate (p.a.) | Processing Fee | Max Loan Amount |
|---|---|---|---|
SBI | 8.75% - 9.65% | ₹10,000 + GST | ₹10 Crores |
HDFC Ltd | 8.85% - 9.90% | Up to ₹3,000 + GST | ₹10 Crores |
ICICI Bank | 8.90% - 11.25% | 0.5% of loan amount | ₹10 Crores |
Axis Bank | 9.00% - 10.75% | Up to ₹25,000 + GST | ₹5 Crores |
Kotak Bank | 8.95% - 10.50% | Up to ₹15,000 + GST | ₹5 Crores |
LIC Housing | 8.75% - 10.00% | 0.5% of loan amount | ₹10 Crores |
PNB Housing | 8.95% - 11.25% | Up to ₹25,000 + GST | ₹5 Crores |
Bajaj Housing | 8.95% - 12.00% | Up to ₹10,000 + GST | ₹5 Crores |
CRITERIA
Eligibility Criteria
For Salaried Individuals
Metro cities: ₹40,000 per month
Non-metro cities: ₹30,000 per month
Work Experience: Minimum 2 years total, 1 year with current employer
Credit Score: 650 and above (750+ for best rates)
Debt-to-Income Ratio: EMI should not exceed 50-60% of monthly income
For Self-Employed Individuals
Age: 25 to 65 years
Minimum Income: ₹3,00,000 per annum (ITR basis)
Business Vintage: Minimum 3 years
ITR: Last 3 years filed and available
Credit Score: 650 and above (750+ for best rates)
Business Stability: Consistent income growth
FAQ
Frequently Asked Questions
01
What is the maximum home loan amount I can get?
02
What is the minimum down payment required?
03
How long does home loan approval take?
04
Can I get tax benefits on home loan?
05
What is the difference between fixed and floating rates?
