Life Insurance - Secure Your Family's Future
Choose from comprehensive life insurance plans with coverage up to ₹10 crores. Get tax benefits, flexible premiums, and guaranteed financial security for your loved ones.
Coverage up to ₹10 crores
Tax benefits up to ₹1.5 lakhs u/s 80C
Flexible premium payment options
Instant policy issuance
Rider benefits available
COMPARISON
Comparison Table
Insurance Company | Premium Range (Annual) | Claim Settlement Ratio | Settlement Time |
|---|---|---|---|
LIC | ₹8,500 - ₹95,000 | 98.7% | 15 days |
HDFC Life | ₹7,200 - ₹1,20,000 | 98.1% | 7 days |
ICICI Prudential | ₹7,800 - ₹1,15,000 | 97.9% | 10 days |
SBI Life | ₹8,000 - ₹1,10,000 | 97.5% | 12 days |
Max Life | ₹6,900 - ₹1,25,000 | 99.3% | 5 days |
Bajaj Allianz Life | ₹7,500 - ₹1,18,000 | 96.8% | 8 days |
Tata AIA | ₹7,100 - ₹1,22,000 | 98.5% | 6 days |
Aegon Life | ₹6,800 - ₹1,28,000 | 97.2% | 9 days |
CRITERIA
Eligibility Criteria
Policy Eligibility
Age: Entry age 18 to 65 years (varies by plan type and insurer)
Maximum maturity age: Up to 75-99 years depending on plan
Sum assured: Minimum ₹25 lakhs to ₹25 crores (based on income and plan)
Income proof required for sum assured above 10-20 times annual income
Medical examination may be required based on age and sum assured
Proposer Eligibility
Should be Indian resident (NRI options available with specific insurers)
Valid PAN card mandatory for all policies
Clean health record and lifestyle disclosures required
No criminal background or pending legal cases
Smoking/drinking habits disclosure mandatory (affects premium)
Occupation should not be in excluded high-risk categories
FAQ
Frequently Asked Questions
01
How much life insurance coverage do I need?
02
What is the difference between term and whole life insurance?
03
Can I buy multiple life insurance policies?
04
What happens if I stop paying premiums?
05
Is medical examination mandatory for life insurance?
