Motor Insurance - Complete Vehicle Protection
Get comprehensive coverage for your car and bike with instant policy issuance, cashless repairs, and 24x7 roadside assistance.
Instant policy issuance online
Cashless repairs at 5000+ garages
Save up to 85% with No Claim Bonus
24x7 roadside assistance
Zero depreciation add-on available
COMPARISON
Comparison Table
Insurance Company | Premium Range | Claim Settlement Ratio | Network Garages |
|---|---|---|---|
HDFC ERGO | ₹3,500 - ₹25,000 | 99.3% | 5000+ |
ICICI Lombard | ₹3,800 - ₹28,000 | 97.8% | 4500+ |
Bajaj Allianz | ₹3,200 - ₹22,000 | 95.4% | 4000+ |
TATA AIG | ₹3,600 - ₹24,000 | 98.1% | 3800+ |
New India | ₹3,000 - ₹20,000 | 94.2% | 3500+ |
Oriental | ₹2,800 - ₹18,000 | 93.8% | 3200+ |
Digit Insurance | ₹3,400 - ₹26,000 | 96.7% | 2800+ |
Acko Insurance | ₹2,900 - ₹21,000 | 95.9% | 2500+ |
Note: Premiums vary based on vehicle model, age, location, and coverage selected. Claim settlement ratios are as per IRDAI data.
CRITERIA
Eligibility Criteria
Vehicle Eligibility
Vehicle type: Car, two-wheeler, or commercial vehicle
Vehicle age: No age limit (comprehensive cover available up to 15 years for cars, 10 years for two-wheelers)
Valid vehicle registration certificate (RC) required
Vehicle should be in roadworthy condition
Previous insurance policy details (for renewals)
Policyholder Eligibility
Age: 18 to 75 years (minimum driving age to senior citizen)
Valid driving license for the vehicle category being insured
Should be vehicle owner or authorized person with insurable interest
No major traffic violations or license suspension in recent past
Previous claim history disclosure required
Good driving record preferred for better premium rates
FAQ
Frequently Asked Questions
01
What is the difference between comprehensive and third party insurance?
02
Is motor insurance mandatory in India?
03
What is No Claim Bonus (NCB) and how does it work?
04
Should I buy zero depreciation cover?
05
How quickly can claims be settled?
