Get Personal Loan at Lowest Interest Rates
Compare offers from 50+ banks and NBFCs. Get instant approval with minimal documentation.
Interest rates starting from 10.99% p.a.
Loan amount up to ₹40 lakhs
Instant approval in 24 hours
No collateral or guarantor required
Flexible tenure up to 7 years
COMPARISON
Comparison Table
Bank/NBFC | Interest Rate (p.a.) | Processing Fee | Max Loan Amount |
|---|---|---|---|
HDFC Bank | 10.99% - 21.00% | Up to ₹4,999 | ₹40 Lakhs |
ICICI Bank | 10.75% - 19.00% | 2.29% of loan amount | ₹25 Lakhs |
Axis Bank | 11.00% - 22.00% | Up to ₹10,000 | ₹15 Lakhs |
Kotak Bank | 10.99% - 20.99% | Up to ₹3,999 | ₹25 Lakhs |
SBI | 11.15% - 15.65% | Up to ₹10,000 | ₹20 Lakhs |
Bajaj Finserv | 11.99% - 35.00% | Up to ₹9,999 | ₹25 Lakhs |
Tata Capital | 10.99% - 21.00% | 2.5% of loan amount | ₹35 Lakhs |
IndusInd Bank | 10.75% - 24.00% | Up to ₹5,999 | ₹30 Lakhs |
Note: Interest rates are subject to change and depend on credit profile, income, and other factors. Processing fees are exclusive of GST.
CRITERIA
Eligibility Criteria
For Salaried Individuals
Age: 21 to 60 years
Minimum Income: ₹15,000 per month (Metro), ₹12,000 per month (Non-Metro)
Work Experience: Minimum 1 year total, 6 months with current employer
Credit Score: 650 and above (750+ for best rates)
Employment Type: Permanent employee with reputed company
For Self-Employed Individuals
Age: 25 to 65 years
Minimum Income: ₹20,000 per month
Business Vintage: Minimum 2 years
ITR: Last 2 years filed and available
Credit Score: 650 and above (750+ for best rates)
Business Type: Proprietorship, Partnership, Private Limited Company
FAQ
Frequently Asked Questions
01
What is the minimum and maximum personal loan amount?
02
How long does it take to get personal loan approval?
03
What is the minimum credit score required?
04
Can I prepay my personal loan?
05
What documents are required for personal loan?
